Volatility and Risk
Lyons Bancorp has a beta of -0.07, meaning its stock is 107% less volatile than the S&P 500. In contrast, Southern California Bancorp has a beta of 0.74, making it 26% less volatile than the S&P 500.
Ownership Overview
Only 0.3% of Lyons Bancorp shares are held by institutional investors, while Southern California Bancorp has 55.4% institutional ownership and 19.6% insider ownership. Higher institutional ownership suggests confidence in long-term growth.
Analyst Ratings
According to MarketBeat, both banks currently have neutral ratings, but Southern California Bancorp is seen more favorably with a target price of $19.00, indicating a possible 33.43% upside, compared to Lyons Bancorp.
Financial Performance
| Revenue | Price/Sales | Net Income | EPS | P/E Ratio | |
| Lyons Bancorp | $70.28M | 1.92 | $17.35M | $4.60 | 8.70 |
| Southern California Bancorp | $90.64M | 2.91 | $25.91M | $1.21 | 11.77 |
Southern California Bancorp has higher revenue and earnings. Lyons Bancorp has a lower P/E ratio, making it the cheaper stock.
Profitability Metrics
| Net Margins | Return on Equity | Return on Assets | |
| Lyons Bancorp | N/A | N/A | N/A |
| Southern California Bancorp | 12.34% | 5.92% | 0.74% |
Conclusion
Southern California Bancorp outperforms Lyons Bancorp in 12 out of 13 comparison areas.
About Lyons Bancorp
(Get Free Report) Lyons Bancorp provides a variety of banking services such as checking accounts, loans, and investment management. Founded in 1852, it is based in Lyons, New York.
About Southern California Bancorp
(Get Free Report) Southern California Bancorp offers financial services including personal and business accounts and loans. Established in 2001, its headquarters is in San Diego, California.
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