Insider and Institutional Ownership
Institutional investors own 49.3% of Hingham Institution for Savings, while insiders hold 23.4% of First Niles Financial. High institutional ownership often indicates confidence in a company’s performance.
Analyst Recommendations
Current ratings for both banks reveal no sell, hold, buy, or strong buy recommendations, as shown below:
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Hingham Institution for Savings | 0 | 0 | 0 | 0 | N/A |
| First Niles Financial | 0 | 0 | 0 | 0 | N/A |
Dividends
Hingham Institution for Savings offers a $2.52 annual dividend (1.0% yield), while First Niles Financial provides $0.24 (3.0% yield). Hingham has raised its dividend for 17 years, distributing 26.8% of its earnings.
Profitability
Comparison of profitability metrics:
| Net Margins | Return on Equity | Return on Assets | |
| Hingham Institution for Savings | 10.10% | 2.23% | 0.20% |
| First Niles Financial | N/A | N/A | N/A |
Earnings and Valuation
Here’s a snapshot of revenue and earnings:
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Hingham Institution for Savings | $55.55M | 10.09 | $26.37M | $9.40 | 27.78 |
| First Niles Financial | $10.31M | N/A | $810K | N/A | N/A |
Hingham Institution for Savings has higher revenue and earnings than First Niles Financial.
Risk & Volatility
Hingham’s stock volatility is similar to the S&P 500 (beta of 1), while First Niles Financial is 62% less volatile (beta of 0.38).
Summary
Hingham Institution for Savings outperforms First Niles Financial in 8 out of 11 factors compared.
About Hingham Institution for Savings
Hingham Institution for Savings offers various financial services, including savings accounts, loans, and online banking. Founded in 1834, it is headquartered in Hingham, Massachusetts.
About First Niles Financial
First Niles Financial provides banking services, including checking accounts and loans, in Ohio. Established in 1897, it is based in Niles, Ohio.
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