Valuation & Earnings
This table compares the revenue, earnings per share (EPS), and valuation of Penns Woods Bancorp and First Citizens BancShares.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Penns Woods Bancorp | $64.12 million | 2.96 | $16.61 million | $2.18 | 11.57 |
| First Citizens BancShares | $9.77 billion | N/A | N/A | N/A | N/A |
Penns Woods Bancorp has higher earnings but lower revenue than First Citizens BancShares.
Profitability
| Net Margins | Return on Equity | Return on Assets | |
| Penns Woods Bancorp | 15.20% | 8.99% | 0.77% |
| First Citizens BancShares | N/A | N/A | N/A |
Dividends
Penns Woods Bancorp pays an annual dividend of $1.28 per share (5.1% yield), while First Citizens BancShares pays $1.34 (5.6% yield). Penns Woods pays out 58.7% of its earnings as dividends.
Ownership
27.9% of Penns Woods Bancorp shares are held by institutional investors and 4.0% by insiders, indicating strong potential for growth.
Analyst Ratings
Summary of recommendations for both banks:
| Sell | Hold | Buy | Strong Buy | Rating Score | |
| Penns Woods Bancorp | 0 | 0 | 0 | 0 | N/A |
| First Citizens BancShares | 0 | 0 | 0 | 0 | N/A |
Summary
Penns Woods Bancorp outperforms First Citizens BancShares in 5 out of 8 comparison factors.
About Penns Woods Bancorp
Penns Woods Bancorp, Inc. is a bank holding company providing a range of commercial and retail banking services. Founded in 1934 and headquartered in Williamsport, Pennsylvania.
About First Citizens BancShares
First Citizens BancShares, Inc. operates First-Citizens Bank & Trust Company, providing retail and commercial banking services since 1898, headquartered in Raleigh, North Carolina.
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