Valuation & Earnings
This section compares the revenue, earnings, and valuation of Penns Woods Bancorp and First Citizens BancShares.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Penns Woods Bancorp | $64.12M | 2.96 | $16.61M | $2.18 | 11.57 |
| First Citizens BancShares | $9.77B | N/A | N/A | N/A | N/A |
Penns Woods Bancorp has higher earnings but lower revenue compared to First Citizens BancShares.
Profitability
This section evaluates net margins, return on equity, and return on assets for both banks.
| Net Margins | Return on Equity | Return on Assets | |
| Penns Woods Bancorp | 15.20% | 8.99% | 0.77% |
| First Citizens BancShares | N/A | N/A | N/A |
Dividends
Penns Woods Bancorp pays $1.28 per share with a 5.1% yield, while First Citizens BancShares offers $1.34 per share with a 5.6% yield. Penns Woods Bancorp distributes 58.7% of its earnings as dividends.
Institutional and Insider Ownership
27.9% of Penns Woods Bancorp shares are held by institutions, and 4.0% are owned by insiders. High institutional ownership suggests confidence in long-term growth.
Analyst Ratings
Here’s a summary of recommendations for both companies:
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Penns Woods Bancorp | 0 | 0 | 0 | 0 | N/A |
| First Citizens BancShares | 0 | 0 | 0 | 0 | N/A |
Summary
Penns Woods Bancorp outperforms First Citizens BancShares in 5 out of 8 factors analyzed.
About Penns Woods Bancorp
Penns Woods Bancorp operates Jersey Shore State Bank, offering diverse banking services and loans in Pennsylvania since 1934.
About First Citizens BancShares
First Citizens BancShares, established in 1898, offers a broad range of banking and wealth management services through its branches in North Carolina.
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