Valuation & Earnings
This table shows a comparison of revenue, earnings per share (EPS), and valuation for Penns Woods Bancorp and First Citizens BancShares.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Penns Woods Bancorp | $64.12 million | 2.96 | $16.61 million | $2.18 | 11.57 |
| First Citizens BancShares | $9.77 billion | N/A | N/A | N/A | N/A |
Penns Woods Bancorp has higher earnings but lower revenue compared to First Citizens BancShares.
Profitability
| Net Margins | Return on Equity | Return on Assets | |
| Penns Woods Bancorp | 15.20% | 8.99% | 0.77% |
| First Citizens BancShares | N/A | N/A | N/A |
Dividends
Penns Woods Bancorp pays $1.28 per share annually with a yield of 5.1%. First Citizens BancShares pays $1.34 per share with a yield of 5.6%. Penns Woods Bancorp distributes 58.7% of its earnings as dividends.
Ownership
27.9% of Penns Woods Bancorp shares are owned by institutional investors, with 4.0% held by insiders. This suggests confidence in long-term growth.
Analyst Ratings
This is a summary of analyst recommendations for both banks.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Penns Woods Bancorp | 0 | 0 | 0 | 0 | N/A |
| First Citizens BancShares | 0 | 0 | 0 | 0 | N/A |
Summary
Penns Woods Bancorp surpasses First Citizens BancShares in 5 out of 8 comparison factors.
About Penns Woods Bancorp
Penns Woods Bancorp, Inc. operates Jersey Shore State Bank, offering various banking services and loans in Pennsylvania.
About First Citizens BancShares
First Citizens BancShares, Inc. provides retail and commercial banking services through First-Citizens Bank & Trust Company, headquartered in Raleigh, North Carolina.
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