Volatility & Risk
X Financial has a beta of 0.29, meaning its stock is 71% less volatile than the S&P 500. In comparison, Binah Capital Group’s beta is 0.42, indicating it’s 58% less volatile.
Valuation & Earnings
The table below compares the gross revenue, earnings per share (EPS), and valuation of X Financial and Binah Capital Group:
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| X Financial | $2.23 billion | 0.15 | $167.16 million | $3.54 | 1.88 |
| Binah Capital Group | $160.39 million | 0.24 | $570,000 | N/A | N/A |
X Financial has significantly higher revenue and earnings compared to Binah Capital Group.
Institutional and Insider Ownership
1.1% of X Financial shares are held by institutions, while 5.0% of Binah shares are held similarly. Additionally, insiders own 31.6% of X Financial shares compared to 83.0% for Binah Capital Group. High insider ownership suggests confidence in long-term stock performance.
Analyst Ratings
Here is a summary of recent analyst ratings for both companies:
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| X Financial | 0 | 0 | 0 | 0 | N/A |
| Binah Capital Group | 0 | 0 | 0 | 0 | N/A |
Profitability
This table compares the net margins, return on equity, and return on assets for both companies:
| Net Margins | Return on Equity | Return on Assets | |
| X Financial | 25.38% | 20.63% | 10.74% |
| Binah Capital Group | N/A | N/A | -7.16% |
Summary
X Financial outperforms Binah Capital Group in 5 out of the 9 factors considered.
About X Financial
X Financial offers personal finance services in China, connecting borrowers with investors and institutional funding partners. They provide various loan products and investment opportunities.
About Binah Capital Group
Binah Capital Group operates in wealth management, providing access to investment services and compliance solutions for financial advisors, along with mutual funds and alternative investments.
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