Volatility and Risk
Employers has a beta of 0.24, indicating its stock is 76% less volatile than the S&P 500. Selective Insurance Group has a beta of 0.56, meaning it is 44% less volatile than the S&P 500.
Dividends
Employers pays $1.20 per share annually, with a 2.5% yield; Selective Insurance pays $1.40 per share, yielding 1.5%. Both companies have low payout ratios (25.4% for Employers and 24.7% for Selective), ensuring future dividend support.
Analyst Ratings
Employers has a consensus rating score of 2.33 (with 2 holds and 1 buy), while Selective has a score of 2.14 (1 sell, 4 holds, and 2 buys). Employers has a higher price target of $55.00 (13.57% upside) compared to Selective’s $98.50 (2.85% upside).
Earnings & Valuation
Employers reports $869.30 million in revenue and $118.10 million in net income. Selective has $4.55 billion in revenue and $365.24 million in net income. Employers has a lower price-to-earnings ratio of 10.26, making it more affordable than Selective’s 16.92.
Profitability
Employers has better net margins (13.76%) and return metrics (9.95% ROE, 2.79% ROA) than Selective (5.12% net margin, 8.75% ROE, 1.96% ROA).
Insider & Institutional Ownership
80.5% of Employers is owned by institutions, and so is 82.9% of Selective. Both have 1.5% insider ownership. Strong institutional ownership suggests confidence in long-term growth.
Summary
Selective Insurance outperforms Employers on 8 out of 15 metrics analyzed.
About Employers
Employers Holdings, Inc. provides workers’ compensation insurance for small businesses in the U.S., operating under Employers and Cerity brands.
About Selective Insurance Group
Selective Insurance Group offers various insurance products, including casualty and property insurance, through independent agents in the U.S.
Receive Daily News & Ratings for Employers – Enter your email for a summary of the latest news and analyst ratings for Employers and related companies with MarketBeat.com’s FREE daily email newsletter.
`
